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JG Wentworth belongs to a group of companies that wants to give people an option to the buyout of a possible structured settlement or annuity. The company began their operations way back in the 1990s after the federal state government was unable to pay on time several insurance policies related to the state-sponsored insurance funding systems. Technically, this prevented the government from paying the claims that so many people were going after. For Wentworth, the company was there to offer the payments ahead of the proposed period stated by the government. By opening this method of buying the rights to receive the payments in the future, the recipients happily went with the deal.

Eventually, the business expanded its horizons to different areas, which now includes the purchase of the structured settlements, the annuities, and life insurance policies. In fact, the company also gives the people the option to sell their lottery winnings or perhaps advance cash to the heirs of large estates. JG Wentworth is considered as a co-founder of the National Association of Settlement Purchasers, which is generally that organization that will promote the industry and help develop a professional standard that will be used by other companies.

JG Wentworth works to enable their customers to get their needed stream of cash. While future payments are considered to be definite sources of income, the company also realizes that perhaps some people will have direct and immediate need for these funds. Creative funding is assessed as the best way for the business to have achieved and succeeded in the past. Generally, the core philosophy of the company is to have their customers be assisted and attended to by the most professional employees. For the company, their employees will become the bridge that supports their goal and objectives. In fact, the most loyal employees have been with the institution for more than ten years.

Two the main products that JG Wentworth caters to help with are the selling of the structured settlements and the annuities. The structured settlements are those that are court awarded funds that are given over a predefined period of time. Annuities, on the other hand, are those investments that generally for the security of the retirement of an individual. These two funding programs are considered as assets and it will help provide the person their needed future needs. The company aims to buy these contracts from the holder as they are in need for the cash right away. As these are contracts, the necessary legal proceedings must be conducted to amend the stipulated recipients and amounts.